Do you fully understand your insurance benefits?

Insurance options are confusing, and it can be hard to plan for out-of-pocket expenses. The good news is - you don't have to go along with something that you don't understand.
Get a Free Insurance Review
Explore Options

Do you fully understand your insurance benefits?

Insurance options are confusing, and it can be hard to plan for out-of-pocket expenses. The good news is - you don't have to go along with something that you don't understand.
Get a Free Insurance Review
Explore Options

Get started quickly and easily

Finding the right plan is as simple as answering a few questions about your health and medications. We will help you compare your cost estimates and choose from plans available in your area.
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Your answers will not affect the plan cost.
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Medicare Supplement

A Medicare Supplement (Medigap) insurance can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Medicare Advantage

Medicare Advantage offers healthcare options that are part of the Medicare program. Coverage may include prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

Medicare Part D

Medicare Part D (PDP) is a federal Prescription Drug Plan that covers both brand-name and generic prescription drugs at participating pharmacies in your area.

Term/Whole Life

Protects your family from devastating financial losses that could result if something happened to you.

Final Expense

Final Expense helps your family cover the expenses of your funeral, burial and potentially other outstanding expenses.

Dental Insurance

Dental coverage helps with routine cleanings and comprehensive dental services.

What people are saying

Read all Reviews for Kelli Callihan Ostrander on Google.
"Kelli was extremely helpful when we first enrolled in Medicare and researched supplement plans. She not only suggested and explained different programs and carriers but most importantly listened to our concerns and needs. Kelli is a true professional and her experience and knowledge will benefit anyone seeking advice and coverage."
Marla Zelene Harman and Max Baer Miller, Jr.
"Kelli Ostrander has been our agent for medicare choices for years. We trust her guidance and expertise in finding us the best possible choice for our needs. she will listen to your needs and wants and suggest what she thinks is best for you. no hard sale or pressure. she leaves the decision up to you."
Roger Graham
"I would highly recommend Kelli (and have) to anyone needing someone who really listens to her clients to determine their coverage needs and within their budgets. It doesn't end there. She will follow up to make sure the client is happy. During open enrollment, she has let me know when a new plan was available in case I was interested. She's the best!!!!"
Marie Thacker
"Kelli has been a lifesaver for my husband and myself. She has also helped family members and friends. I would highly recommend her to help with understanding Medicare and choosing the plan that is right for you!!"
Linda Arbogast
"Kelli Ostrander was so kind and patient with me, who was totally confused about which Part B insurance I needed to buy when I retired. She spent several days working with me, emailing me suggested plans to consider, until I decided on a AARP United Healthcare Advantage Plan. Put yourself in Kelli's hands; she will serve you well. Thanks Kelli!!!!!"
Michael Folks
"Kelli Ostrander and her team at Senior Insurance Solutions helped this senior enroll in Medicare Advantage 2022. They made it simple and answered all my questions. They even contacted the insurer for me to answer specific questions. They are the best!"
Don Richardson

What people are saying

Read all Reviews for Kelli Callihan Ostrander on Google.
"Kelli was extremely helpful when we first enrolled in Medicare and researched supplement plans. She not only suggested and explained different programs and carriers but most importantly listened to our concerns and needs. Kelli is a true professional and her experience and knowledge will benefit anyone seeking advice and coverage."
Marla Zelene Harman and Max Baer Miller, Jr.
"Kelli Ostrander has been our agent for medicare choices for years. We trust her guidance and expertise in finding us the best possible choice for our needs. she will listen to your needs and wants and suggest what she thinks is best for you. no hard sale or pressure. she leaves the decision up to you."
Roger Graham
"I would highly recommend Kelli (and have) to anyone needing someone who really listens to her clients to determine their coverage needs and within their budgets. It doesn't end there. She will follow up to make sure the client is happy. During open enrollment, she has let me know when a new plan was available in case I was interested. She's the best!!!!"
Marie Thacker
"Kelli has been a lifesaver for my husband and myself. She has also helped family members and friends. I would highly recommend her to help with understanding Medicare and choosing the plan that is right for you!!"
Linda Arbogast
"Kelli Ostrander was so kind and patient with me, who was totally confused about which Part B insurance I needed to buy when I retired. She spent several days working with me, emailing me suggested plans to consider, until I decided on a AARP United Healthcare Advantage Plan. Put yourself in Kelli's hands; she will serve you well. Thanks Kelli!!!!!"
Michael Folks
"Kelli Ostrander and her team at Senior Insurance Solutions helped this senior enroll in Medicare Advantage 2022. They made it simple and answered all my questions. They even contacted the insurer for me to answer specific questions. They are the best!"
Don Richardson

Free Insurance Review

Get help reviewing your current plan and get information on what else might be out there for you. We will provide you with unbias, objective analysis and recommendations.

Important information about Medicare Plans: Medicare has not endorsed or reviewed this information. We are not associated with any United States Government or State agency. We do not provide every plan available in your area. The information we offer is limited to the plans we have available in your area.

This is a solicitation for insurance. Submitting information or calling numbers listed on this website will direct you to a licensed Agent/Broker.

About Kelli Callihan Ostrander

Kelli has been proudly helping Virginia residents navigate Medicare since 2005. She specializes in educating and counseling on all of the various options available to Medicare recipients, as Baby Boomers aging in, U.S. Veterans, and those on Disability and/or Medicaid. Her expertise in the field has resulted in nearly a thousand trusting client relationships, reached through honesty, mutual respect, and integrity. She strives to provide clients with the best customer service experience with continued support from day one and beyond. Kelli takes pride in being ethical and engaging in order to do a complete needs analysis for each individual to determine which plan is the best fit for each. She holds a Life, Health, and Annuities license in VA, WV, KY, and NC. She is passionate about helping her parents generation navigate through what can be a very confusing decision. "It is so gratifying and fulfilling to build relationships with my clients and give back to the Greatest Generation, one which has given me so much."  Kelli grew up in the Shenandoah Valley and is a devoted Mother to her daughter and loves spending time with family and friends.

Kelli Callihan with her father
Kelli Callihan (right) with her father

Frequently Asked Questions